Side-by-side card comparison

Coinbase vs 1inch: fees, rewards and account setup

1inch Card has the higher Overall Score by 14 points (79 vs 65). 1inch Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coinbase Card may still be the better personal fit.

Information checked Aug 31, 202635 official sources reviewed

01 · Make the first cut

1inch Card is the better all-round starting point

1inch Card has the higher Overall Score in this comparison. Coinbase Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallCoinbase651inch79Higher score
CashbackCoinbase371inch63Higher score
TravelCoinbase621inch82Higher score
Funds controlCoinbase481inch80Higher score
Lowest feesCoinbase551inch74Higher score
TransfersCoinbase841inch93Higher score

Choose Coinbase Card if its day-to-day setup suits you

Coinbase Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Virtual and physical Visa cards cover online, store and ATM use
  • The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
  • Cash, USDC and supported crypto can fund the same card flow

Choose 1inch Card if cashback and travel matter most

1inch Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Physical, virtual and ATM access
  • Both major phone wallets
  • Cashback in four crypto assets

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Coinbase65
1inch79

1inch Card has the higher Overall Score by 14 points.

Entry cost & FX
Coinbase$0 plan · U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate FX
1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
CoinbaseNot disclosed
1inch1% base · up to 2%

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
CoinbaseCustodial balance
1inchHybrid custody

Coinbase Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
CoinbaseVirtual + Physical · Unknown
1inchVirtual + Physical · Apple Pay, Google Pay

1inch Card lists more card formats and phone-wallet options (4 vs 2).

Money movement
Coinbase1 stablecoin · Stablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal

Coinbase Card lists more stablecoins and ways to send money out (4 vs 3).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
Not disclosed
Plan cost
$0
FX fee
U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
ATM fee
U.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
Card formats
Virtual, Physical
Wallet payments
Not disclosed
Receive methods
1 crypto · 2 fiat
Payout methods
1 crypto · 3 fiat
Cashback
1%-2%
Plan cost
$0
FX fee
0% provider FX markup; Mastercard rate applies
ATM fee
€2.50 UK; €3 + 1.5% outside UK
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
9 crypto · 2 fiat

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Coinbase CardOverall65
1inch CardOverall79
01

Scores

6 fields
Overall Score
Coinbase Card
65
1inch Card
79
Cashback score
Coinbase Card
37
1inch Card
63
Travel score
Coinbase Card
62
1inch Card
82
Funds control score
Coinbase Card
48
1inch Card
80
Lowest fees score
Coinbase Card
55
1inch Card
74
Transfers score
Coinbase Card
84
1inch Card
93
02

Strengths & trade-offs

2 fields
Strengths
Coinbase Card
Virtual and physical Visa cards cover online, store and ATM use, The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
1inch Card
Physical, virtual and ATM access, Both major phone wallets
Trade-offs
Coinbase Card
Crypto conversion includes a spread with no stable public rate, Rewards are U.S.-only and the current rate changes in the app
1inch Card
Purchase fee stack is unclear, Card funds leave self-custody
03

Costs

7 fields
Plan cost
Coinbase Card
$0
1inch Card
$0
FX fee
Coinbase Card
U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
1inch Card
0% provider FX markup; Mastercard rate applies
Top-up fee
Coinbase Card
Linked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profile
1inch Card
EUR/GBP provider-account bank deposit: 0%
Card spending fee
Coinbase Card
0%
1inch Card
2%
ATM fee
Coinbase Card
U.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
1inch Card
€2.50 UK; €3 + 1.5% outside UK
Virtual card
Coinbase Card
Not disclosed
1inch Card
Not disclosed
Physical card
Coinbase Card
Not disclosed
1inch Card
Not disclosed
04

Plans

2 fields
Available plans
Coinbase Card
Not disclosed
1inch Card
Not disclosed
Top cashback plan
Coinbase Card
Not disclosed
1inch Card
Not disclosed
05

Everyday use

8 fields
Network
Coinbase Card
Visa
1inch Card
Mastercard
Card formats
Coinbase Card
Virtual, Physical
1inch Card
Virtual, Physical
ATM withdrawals
Coinbase Card
Available
1inch Card
Available
Mobile wallets
Coinbase Card
Not disclosed
1inch Card
Apple Pay, Google Pay
Apps
Coinbase Card
iOS, Android
1inch Card
iOS, Android
Daily spending limit
Coinbase Card
$2,500 per 24 hours in the U.S. programme
1inch Card
Account-specific in Profile
Monthly spending limit
Coinbase Card
U.S. monthly spend limit not published; U.K./EEA limits are customer-specific
1inch Card
Account-specific in Profile
ATM limit
Coinbase Card
$1,000 per 24 hours in the U.S.; U.K./EEA values are shown in app
1inch Card
Account-specific in Profile
06

Funding & transfers

5 fields
Networks
Coinbase Card
Coinbase-supported networks
1inch Card
Bitcoin, Litecoin, XRP Ledger, Ethereum, Solana
Crypto deposits
Coinbase Card
Other crypto: Supported crypto
1inch Card
Other crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
Fiat deposits
Coinbase Card
Linked bank account, Payroll deposit
1inch Card
EUR or GBP bank deposit
Transfers
Coinbase Card
Stablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
1inch Card
Stablecoin transfers; EUR or GBP bank withdrawal
Payout currencies
Coinbase Card
USD, GBP, EUR
1inch Card
EUR, GBP
07

Rewards

3 fields
Base cashback
Coinbase Card
Not disclosed
1inch Card
1%
Max cashback
Coinbase Card
Not disclosed
1inch Card
2%
Reward currency
Coinbase Card
Selected crypto offer
1inch Card
1INCH, USDT, BTC or BXX
08

Earn

5 fields
Advertised APY
Coinbase Card
Not offered
1inch Card
Not offered
How it works
Coinbase Card
Not offered
1inch Card
Not offered
Separate deposit
Coinbase Card
Not offered
1inch Card
Not offered
Use balance for spending
Coinbase Card
Not offered
1inch Card
Not offered
Lock-up
Coinbase Card
Not offered
1inch Card
Not offered
09

Trust & availability

5 fields
Custody
Coinbase Card
Custodial
1inch Card
Hybrid custody
Control until payment
Coinbase Card
Provider controls funds
1inch Card
Provider controls funds
Card issuer
Coinbase Card
Pathward, N.A., Paysafe Financial Services Limited, Paysafe Payment Solutions Limited
1inch Card
Monavate Ltd, UAB Monavate
Card processing
Coinbase Card
Marqeta, Inc.
1inch Card
Crypto Life
Custody / key management
Coinbase Card
Not disclosed
1inch Card
Baanx
10

Sources

2 fields
Official sources
Coinbase Card
22
1inch Card
13
Last reviewed
Coinbase Card
Aug 30, 2026
1inch Card
Aug 31, 2026

04 · The takeaway

1inch Card is the stronger all-round choice

1inch Card finishes ahead with an Overall Score of 79 versus 65 for Coinbase Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Coinbase Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Coinbase Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Coinbase Card lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coinbase Card and 1inch Card reviews first.

05 · Common questions

Coinbase vs 1inch FAQ

Is Coinbase or 1inch better overall?

1inch Card has the higher Overall Score (79 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Coinbase or 1inch?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Coinbase or 1inch?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Coinbase and 1inch differ on custody?

Coinbase Card uses a custodial balance setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Coinbase vs 1inch comparison?

The latest information check for these two cards was August 31, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace