SolidSolid
85
Side-by-side card comparison
Solid vs Coinbase One: overall score versus use-case fit
Solid Card has the higher Overall Score by 29 points (85 vs 56). Solid Card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while Coinbase One Card comes out ahead for Travel.
Information checked Oct 11, 202643 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Coinbase One Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallSolid85Coinbase One56Higher score
CashbackSolid89Coinbase One40Higher score
TravelSolid58Coinbase One60Higher score
Funds controlSolid94Coinbase One36Higher score
Lowest feesSolid81Coinbase One40Higher score
TransfersSolid78Coinbase One24Higher score
Choose Solid Card if cashback and funds control matter most
Solid Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Higher rates in selected categories
- Eligible ACH/wire receive details
Choose Coinbase One Card if travel matters most
Coinbase One Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- 2% BTC on eligible purchases
- No foreign transaction fee
- Metal card and both phone wallets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Solid85Coinbase One56
Solid Card has the higher Overall Score by 29 points.
- Entry cost & FX
- Solid$0 plan · 0–2% FXCoinbase One$49.99/year plan · 0% foreign transaction fee; Amex conversion rates remain separate FX
Solid Card has the lower starting plan cost ($0 vs $49.99/year).
- Purchase rewards
- Solid3% base · up to 5%Coinbase One2% base · up to 4%
Solid Card has the higher published base cashback rate (3% vs 2%).
- Funds control
- SolidSelf-controlled walletCoinbase OneCustodial balance
Solid Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- SolidVirtual · Apple Pay, Google PayCoinbase OneVirtual + Physical · Apple Pay, Google Pay
Coinbase One Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Solid4 stablecoins · Stablecoin transfersCoinbase One0 stablecoins · Not modeled
Solid Card lists more stablecoins and ways to send money out (6 vs 0).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 0–2%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 17 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 2%-4%
- Plan cost
- $49.99/year
- FX fee
- 0% foreign transaction fee; Amex conversion rates remain separate
- ATM fee
- Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Solid Card
$25 in FUSE
$25 in FUSE after $150 of qualifying card spend
- Sign up through the referral link, verify identity and activate the Solid Card.
- Within 30 days of signup, spend $150 on eligible everyday purchases at three or more shops, at least $10 total at each. Purchases below $2 do not count.
- After qualification, make one more eligible purchase of at least $10 before payout.
Solid Card promo code15QRE
The $25 value converts to FUSE at payout; FUSE can lose value. October 8 eligibility changes apply to all unpaid rewards, including already-qualified referrals. Referrals before September 8 retain $15 USDC / $75 spend, subject to the updated eligibility rules. Maximum 50 referral rewards. Solid can change or end the programme.
Coinbase One Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsSolid CardOverall85Coinbase One CardOverall56
Solid CardOverall85Coinbase One CardOverall56Scores
6 fields- Overall Score
- Solid Card85Coinbase One Card56
- Cashback score
- Solid Card89Coinbase One Card40
- Travel score
- Solid Card58Coinbase One Card60
- Funds control score
- Solid Card94Coinbase One Card36
- Lowest fees score
- Solid Card81Coinbase One Card40
- Transfers score
- Solid Card78Coinbase One Card24
Strengths & trade-offs
2 fields- Strengths
- Solid CardSavings can stay productive while spending, Higher rates in selected categoriesCoinbase One Card2% BTC on eligible purchases, No foreign transaction fee
- Trade-offs
- Solid CardHigher tiers require payment or locked FUSE, ATM availability is still being checkedCoinbase One CardPaid membership is required, Debt and cash advances carry costs
Costs
7 fields- Plan cost
- Solid Card$0Coinbase One Card$49.99/year
- FX fee
- Solid Card0–2%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Solid Card0%Coinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Solid Card0%Coinbase One CardNot disclosed
- ATM fee
- Solid CardNot availableCoinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsCoinbase One CardNot disclosed
- Physical card
- Solid CardPhysical card not listedCoinbase One CardNot disclosed
Plans
2 fields- Available plans
- Solid Card3 plans: Core, Prime, UltraCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Solid CardUltra: 5%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
8 fields- Network
- Solid CardVisaCoinbase One CardAmerican Express
- Card formats
- Solid CardVirtualCoinbase One CardVirtual, Physical
- ATM withdrawals
- Solid CardNot availableCoinbase One CardNot disclosed
- Mobile wallets
- Solid CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Solid CardiOS, Android, WebCoinbase One CardiOS, Android, Web
- Daily spending limit
- Solid CardShown in appCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Solid CardShown in appCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Solid CardNot disclosedCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
5 fields- Networks
- Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumCoinbase One CardNot disclosed
- Crypto deposits
- Solid CardStablecoins: soUSD, USDC, USDT, FUSE, EURC; Other crypto: soETH, VOLT, WBTC, WETH, WFUSECoinbase One CardNot disclosed
- Fiat deposits
- Solid CardUSD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13Coinbase One CardNot disclosed
- Transfers
- Solid CardStablecoin transfersCoinbase One CardNot disclosed
- Payout currencies
- Solid CardNot disclosedCoinbase One CardNot disclosed
Rewards
3 fields- Base cashback
- Solid Card3%Coinbase One Card2%
- Max cashback
- Solid Card5%Coinbase One Card4%
- Reward currency
- Solid CardUSDC cashbackCoinbase One CardBitcoin
Earn
5 fields- Advertised APY
- Solid CardUp to 14% APYCoinbase One CardNot disclosed
- How it works
- Solid CardBorrow against collateral, Optional earn vaultCoinbase One CardBorrow against collateral
- Separate deposit
- Solid CardYesCoinbase One CardNo
- Use balance for spending
- Solid CardNoCoinbase One CardNo
- Lock-up
- Solid CardNot disclosedCoinbase One CardYes
Trust & availability
6 fields- Custody
- Solid CardSelf-custodyCoinbase One CardCustodial
- Control until payment
- Solid CardYou keep controlCoinbase One CardProvider controls funds
- Card issuer
- Solid CardRain, Third National, WirexCoinbase One CardFirst Electronic Bank
- Card processing
- Solid CardFuse Network LtdCoinbase One CardNot disclosed
- Custody / key management
- Solid CardNot disclosedCoinbase One CardCoinbase, Inc.
- Programme operator
- Solid CardFuse Network LtdCoinbase One CardNot disclosed
Sources
2 fields- Official sources
- Solid Card20Coinbase One Card23
- Last reviewed
- Solid CardOct 11, 2026Coinbase One CardOct 11, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 85 versus 56 for Coinbase One Card. Solid Card has the lower starting plan cost ($0 vs $49.99/year). Solid Card has the higher published base cashback rate (3% vs 2%).
Coinbase One Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Solid Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Solid Card lists more stablecoins and ways to send money out (6 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solid Card and Coinbase One Card reviews first.
Continue with
Solid Card
Continue with
Coinbase One Card
05 · Common questions
Solid vs Coinbase One FAQ
Is Solid or Coinbase One better overall?
Solid Card has the higher Overall Score (85 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Solid or Coinbase One?
Solid Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Solid or Coinbase One?
Solid Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Solid and Coinbase One differ on custody?
Solid Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Solid vs Coinbase One comparison?
The latest information check for these two cards was October 11, 2026, using 43 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.